I got married last month and called my auto insurance, Progressive, to change the last name on my policy. The rep asked if I would like to add my husband to my policy and informed me that I would be receiving a discount of $100 a year. Needless to say, I added him to my policy. There was one little problem though, I had forgotten about a little accident he was in about six months back. This little accident caused my policy to actually go up about $400 a year!